Privacy Policy
Introduction
At HappyKredits, we are committed to protecting your privacy. This policy outlines how we collect, use, and safeguard your Personal Information.
Information Collection
We collect personal details such as your name, email address, mobile number, and PAN card details. We may also collect data related to your credit history from various bureaus (CIBIL, Experian, CRIF, Equifax) with your explicit consent.
How We Use Your Information
Your information is used to provide credit health analysis and loan consultancy services. We use your contact details to send transaction alerts and updates. We do not sell or share your personal information with unauthorized third parties.
Data Security
We implement industry-standard security measures to protect your database. Access to your information is restricted to authorized personnel only.
Last updated: 13 May 2026