Terms and Conditions | Happykredits

Terms and Conditions – Happy Kredits

Last updated: June 22, 2026

Agreement to Terms

By accessing our website and using our financial services, you agree to be bound by these legal terms and conditions and our privacy policy.

Services Provided

Happy Kredits acts as a facilitator and consultant for various loan products provided by registered banks and financial institutions in India.

User Obligations

You agree to provide accurate financial information and not to misuse the portal for fraudulent activities or any unauthorized legal purposes.

Communications Policy & Consent

By providing your contact details, you grant explicit consent to Happy Kredits and its partners to send updates via WhatsApp, RCS, and SMS. You acknowledge that these communications are necessary for service delivery and marketing. To opt out, follow the unsubscribe instructions in the messages.

Limitation of Liability

Happy Kredits shall not be held liable for any indirect, incidental, or consequential damages resulting from the use of our website or the approval status of third-party loans.

Governing Law

These terms are governed by the laws of India. Any disputes arising from these terms will be subject to the exclusive jurisdiction of the courts located at our registered office.

If you have any questions about these Terms and Conditions,

please contact us through the official support channels listed on www.happykredits.co.in.