Refund and Cancellation Policy

Our Services

HappyKredits offers digital expert advice, including helping with license applications and credit health reporting.

Our Refunds

Because we start digital processing and expert analysis immediately after you book, payments are usually final once we begin.

We cannot offer refunds for bank loan rejections or if scores do not rise, as these outcomes rely on outside factors and personal financial habits.

Payment Errors

If a technical glitch causes you to pay twice for the same service, we will happily send the extra funds back to your original payment method in 5-7 business days.

Stopping Work

You can always stop future services at any time, though this will not affect data we have already processed with your permission.

Last updated: 13 May 2026